How To Access Your Annuity

Key Considerations Before Selling

While selling structured settlement payments offers quick access to cash, it’s essential to weigh the potential downsides:

Discounted Payments

 You’ll receive less than the total future value of the payments, as companies apply a discount rate to cover their risks and operating costs.

Loss of Steady Income

Selling payments reduces future cash flow, which could impact your budget if not carefully planned.

Legal and Financial Advice

Consider consulting a financial advisor or attorney before making a final decision to ensure you understand the long-term implications.